The base of the card is a metallic paper.
The border on top is a Cuttlebug border embossing folder.
The snowflake background is also a Cuttlebug embossing folder. I used light tan card stock and sponged brown ink from the outer edge inward.
The background color around the ornament is the same color card stock as the base card.
The church from Stampscapes is stamped on a lighter color than the snowflakes.
The back ground paper behind the saying is the same as the church and edged with brown ink.
The saying is the same color card stock as the snowflakes and cut out with Spellbinder and edged with brown ink. The saying is stamped with the same brown ink and embossed.